She Left Her Employer Out in the Cold

Kerry Snow Yeager pleaded guilty to tax evasion, wire fraud and identity theft after embezzling $316,231 from her employer. Snow Yeager’s deceit began in 2015 and ended in 2017 when the owner of the company discovered the fraud.

Snow Yeager stole the money through unauthorized ATM withdrawals, unauthorized use of a company debit card and cashing and depositing checks written on the company’s account with a forged signature of the owner. Snow Yeager failed to pay taxes on the embezzled money for 2015, 2016 and 2017. After a relative paid $100,000 of her debt, Snow Yeager was ordered to pay $216,231 in restitution and $26,509 to the IRS. She was sentenced to 25 months in prison and three years of supervised release.

bank levy release

Can I Get a Release from a Bank Levy?

The IRS can take money out of your bank account, take the cash value from any life insurance policies that have a cash value, seize your retirement accounts and keep your state tax refund.  They can even take your license from you.  They wield a great amount of power when collecting tax debts.  They will not stop until you have paid your tax debts and they will continuously hound you and take extra steps if you choose to ignore them. They will drain your bank account and garnish your wages. Do not wait until they have already begun their bank levy against you.  You can put an end to their constant presence in your life by giving our tax attorneys a call at McCauley Law Office, P.C..

How we can help with IRS Taxes

Our tax law firm assists taxpayers and prevents the IRS from leveraging bank levies against them. We can safeguard your finances and give you peace of mind.

If you have received levy notices and the Final Notice of Intent to Levy and Notice of Your Right to Hearing, you need to get in contact with us. The IRS has to wait 30 days from sending you this notice before they begin their bank levies, however they will not stop and that is why you need an experienced Certified Tax Resolution Specialist at your side to help you.

An IRS Bank Levy Release

There is such a thing as an IRS Bank Levy Release. You certainly can appeal if the IRS has begun steps to take money from your bank account or began other bank levy and wage garnishment steps. Failing to act will result in your account assets being frozen on the 45th day.

We can help with an IRS Bank Levy Release

Let McCauley Law Offices, P.C. help you prevent a bank levy. If you are already in a situation where the IRS is taking money from your account, reach out to us because you still have rights.  We can notify the IRS that you need an IRS Bank Levy Release. In certain situations, you may be eligible to receive back the monies that have been seized from your account.

The IRS is required to release a levy against you if they make certain determinations. We know how to help you in these circumstances and can communicate with the IRS on your behalf to protect your bank account and other assets. You should not attempt to deal with the IRS on your own if you do not understand the circumstances and criteria that they are looking for. That’s why you need our team on your side.


At McCauley Law Offices, P.C., our lawyers will find a solution to your tax problems, no matter how complex your IRS issue is. View our services and contact us (or call 610-388-4474) to schedule a free consultation with one of our tax attorneys. View and purchase Gregory McCauley’s published work “TAXJAMS: Simple Solutions” on Amazon. From our office in Chester County, Pennsylvania, we find tax solutions for clients throughout the country.

How Does an IRS Levy Work? How Do I Stop It?

Quickly stop IRS levies and resolve your IRS liabilities owed with help from McCauley Law Offices, P.C. Give us a call today.

Can the IRS take money from your bank account without giving you notice?

The short answer is no.  They cannot take money from your bank account and garnish your wages without giving you proper notice.  You will receive an IRS levy notice and then 30 days after receiving such a notice, the IRS will take steps to seize money from your bank account in order to satisfy a tax debt.  Keep in mind however, the IRS may have sent you this notice some time ago and levied, so it is important to open all of your mail from the IRS.

What is an IRS levy?

A levy is a legal seizure of your property to satisfy a tax debt.  The Internal Revenue code (IRC) authorizes the Internal Revenue Service to use levies to collect delinquent tax debts under IRC 6331.  Any property or right to property that belongs to the taxpayer or on which there is a Federal Tax Lien can be levied unless the IRC exempts the property from levy.

Levies are not the same as liens. A lien is a legal claim against property to secure payment of the delinquent taxes while a levy takes the property from the property owner that owes delinquent taxes, to satisfy the tax debt.

When will the IRS issue a levy against me?

If you do not make arrangements to settle your debt and communicate with the IRS, then the IRS will begin taking steps toward a levy as the next action.  The IRS will levy any property or right to property that you own or have an interest in.  The IRS could levy your wages, retirement accounts, dividends, bank accounts, licenses, rental income, accounts receivables, any cash value of your life insurance, monies owed to you by third parties, or commissions.  They can also seize and sell your property that you hold such as your car, boat, or house.

What are the steps the IRS will take before they issue a levy?

Generally, the IRS will usually levy your property and assets only after all of these actions have been taken:

  • The IRS sent you a Notice and Demand for Payment (a tax bill) assessing the tax amount owed.
  • You neglected or refused to pay the tax bill.
  • The IRS will send you a Final Notice of Intent to Levy and Notice of Your Right to A Hearing.  This is the levy notice.  This will be sent 30 days before a levy action is taken.  The IRS may give you this notice in person, leave it at your home or usual place of business, or send it to your last known address by certified or registered mail with return receipt requested.  The IRS can pursue the levy action even if you do not claim the certified mail.  The only times that they do not send notice prior is if the IRS levies your state tax refund, you may receive a Notice of Levy on Your State Tax Refund, Notice of your Right to Hearing after the levy.

All of these three requirements have to be satisfied before they will begin a tax levy against you.

How do you a stop an IRS tax levy?

As Certified Tax Resolution Specialists, and Tax Attorneys we can help you solve your IRS tax problems quickly.  When we handle your case, we will work diligently to resolve your tax liability.  The IRS can suspend and release your levy if they determine that it is causing you an immediate economic hardship.  You have a right to request a release of the levy, and if your request is denied, you have a right to an appeal.  Wages that are levied from your accounts can be released back to you after a request has been made.  McCauley Tax Law Firm is here to help you in this time.  Do not let the IRS place a bank levy on your accounts, contact us to put an end to their threats.


At McCauley Law Offices, P.C., our lawyers will find a solution to your tax problems, no matter how complex your IRS issue is. View our services and contact us (or call 610-388-4474) to schedule a free consultation with one of our tax attorneys. View and purchase Gregory McCauley’s published work “TAXJAMS: Simple Solutions” on Amazon. From our office in Chester County, Pennsylvania, we find tax solutions for clients throughout the country.

Innocent spouse Injured Spouse

The difference between Innocent Spouse and Injured Spouse IRS relief

IRS spouse relief (Innocent Spouse and Injured Spouse) is the process of submitting forms for the reallocation or alleviation of funds so one spouse doesn’t have to pay for the other spouse’s tax debts, interest, and penalties.

What is Innocent Spouse and Injured Spouse?

These are two terms that describe what and how a spouse will pay back taxes, debts, interest, and penalties to the IRS.  When couples marry and file jointly, they have a responsibility to pay back what each other owe.  These are the two categories to consider:

Innocent Spouse

You may send a request (Form 8857) to the IRS to have the debts of your spouse (or former spouse) relieved if your spouse improperly reported items or omitted items on your tax return.  If approved, the IRS will “split the transcript” and you will no longer be responsible for paying tax, interest, and penalties.  In some instances, the IRS can issue partial relief and reduce your portion of the liability.

In most cases, innocent spouse relief is limited to those who are no longer married.

Injured Spouse

An injured spouse is someone whose tax refund is used to cover the past-due debts of a spouse or ex-spouse.

The injured spouse (the one who is jointly filed to the person who has to pay money back) can file a Form 8379 to get back their share of the joint refund when the joint overpayment is applied to a past-due obligation of the other spouse.

Injured spouse relief applies to people who are married. If Form 8379 is approved, an allocation is made as if you and your spouse each filed a separate tax return instead of a joint tax return.

Submitting a Form 8857 (Request for Innocent Spouse Relief) to the IRS

If one spouse believes that their current or former spouse should be held responsible for all or part of the taxes, they file a Form 8857 to request relief from tax liability, plus related penalties and interest.

It could take up to 6 months for the request to be approved or denied. By law, the IRS must contact the non-requesting spouse.  If denied, you will have the opportunity to appeal.

Submitting a Form 8379 (Injured Spouse Allocation) request to the IRS

The IRS recommends allowing 14 weeks for Form 8379 to process. You’ll receive a letter either accepting or denying you for the relief. If denied, the IRS will give you 30 days to appeal the decision.


At McCauley Law Offices, P.C., our lawyers will find a solution to your tax problems, no matter how complex your IRS issue is. View our services and contact us (or call 610-388-4474) to schedule a free consultation with one of our tax attorneys. View and purchase Gregory McCauley’s published work “TAXJAMS: Simple Solutions” on Amazon. From our office in Chester County, Pennsylvania, we find tax solutions for clients throughout the country.

Streamlined Installment Agreements

Explained: Streamlined Installment Agreements with the IRS

IRS Streamlined Installment Agreement is a faster way to pay for debts to the IRS because you aren’t required to show verification of your assets, expenses, debts, or income. It can also be spread out the cost so it doesn’t have to be paid back all at once.

If you owe the IRS $100,000 or less or if your business owes $25,000 or less, you may qualify for a Streamlined Installment Agreement (SIA).

More of what a Streamlined Installment Agreement is

If you owe less than what’s outlined above, you do not have to fill out a Collection Information Statement given by the IRS. You don’t have to spend time filling this out, becoming approved or disapproved, or waiting for further instructions.

How to get a Streamlined Installment Agreement

Taxpayers who owe less than $100,000 and meet the terms and conditions can get into one of the plans listed below (36, 72, or 84 months).

It’s easy to sign up for an agreement. The IRS says this on their website:

“Apply online through the Online Payment Agreement tool or apply by phone [1-800-829-1040], mail, or in-person at an IRS walk-in office by submitting Form 9465, Installment Agreement Request.”

A few reasons to choose a Streamlined Installment Agreement

Taxpayers have options when it comes to paying back the IRS. Here are a good reasons to do so:

  • Can sign up with one phone call to the IRS
  • Much mess paperwork
  • Do not have to file financial information with the IRS or prove ability to pay
  • Do not have to liquidate or borrow against assets.

How long you have to pay back the IRS

You have3 options when it comes to paying the IRS back:

Option #1: 36 months

This is a Guaranteed Installment Agreement (GIA) plan and happens when you owe $10,000 or less.

Financial disclosure is not required.

Option #2: 72 months

This is a Streamlined Installment Agreement (SLIA) plan and happens when you owe $50,000 or less.

Financial disclosure is required if the amount it between $25,000 and $50,000

Option #3: 84 months

This is a Streamlined Processing Agreement Pilot plan and happens when you owe between $50,000- $100,000.

Financial disclosure is required if taxpayers do not agree to automatic payments


At McCauley Law Offices, P.C., our lawyers will find a solution to your tax problems, no matter how complex your IRS issue is. View our services and contact us (or call 610-388-4474) to schedule a free consultation with one of our tax attorneys. View and purchase Gregory McCauley’s published work “TAXJAMS: Simple Solutions” on Amazon. From our office in Chester County, Pennsylvania, we find tax solutions for clients throughout the country.

Reality Star Steals SBA PPP Funds and Is in A Truckload of Trouble!

Maurice Fayne, one of the stars of VH1’s “Love & Hip Hop: Atlanta” has been arrested and charged with federal bank fraud for misusing funds from the SBA’s Covid-19 Paycheck Protection Program (PPP).

Fayne runs a corporation called Flame Trucking and his PPP loan application claimed that he had 107 employees and an average monthly payroll of $1,490,200. He applied for a loan in the amount of $3,725,500 and received one for $2,045,800. Georgia state records show that Flame Trucking was established in April 2019, but investigators believe Fayne had no employees at the time of his PPP application. In support of his claim, Fayne produced bank statements from Arvest Bank dated from October to December 2019, but Arvest Bank told investigators that the Flame Trucking account was closed in September 2019.

Fayne used more than 1.5 million dollars of the loan for personal expenses, including purchasing a Rolex, a diamond bracelet and a 5.73 carat diamond ring, which he claimed were investments that would go up in value because he was wearing them. He also paid $40,000 in child support and leased a Rolls Royce Wraith.

On May 11, less than a month after Fayne submitted his PPP application, federal agents searched his home and found $80,000 in cash, including $9400 that Fayne had in his pockets. Agents also seized $503,000 from three bank accounts Fayne either owned or controlled.

Your IRS Questions Answered Here…

Question: I have a huge tax amount owed to the IRS and they are harassing me and I need help.  I got a quote from a national firm which seems extraordinarily low.  Why should I go with you?

Answer:  If someone quoted you a bargain basement fee, think about this: do you think an experienced tax resolution CPA, EA or attorney worth their “salt” would work for peanuts? – Especially given the fact that IRS Representation is a highly valued skill set.  You usually get what you pay for in this world we live in today. This is your financial life and the stakes are very high. If you needed heart surgery, would you shop around for the least expensive surgeon or would you get the very best you can find? The same holds true for dealing with the Internal Revenue Service. Having IRS problems can ruin all aspects of your life, your marriage, relationships with your children and family members, your employment, ability to buy a house, a car, money for retirement or even have a bank account.  You want the best possible person for the job, not the cheapest.

Your IRS debt doubles every 6-8 years due to the daily compounding effect of interest and penalties and the IRS has at least 10 years to collect from you to so hand this off to the lowest bidder in town is probably not a wise decision.  You’ll have peace of mind and sleep better at night knowing that we’re working hard on your case to get you the lowest possible settlement, allowed by law, with the IRS!

Did You Know?

Dr. Walton Lillehei, known as the father of open-heart surgery, was convicted of five counts of tax evasion in 1973. Among other imaginative deductions he claimed a $100 payment to a prostitute as a charitable contribution.

Dentist Has a Brush with the Law and Loses

A federal jury has convicted Frederick Kriemelmeyer, a Wisconsin dentist, on four counts of tax evasion. In 2007 Kriemelmeyer was ordered to pay the IRS $135,337 for unpaid income taxes. The dentist ignored the order and by 2012 the debt to the IRS was more than $450,000 including taxes, interest and penalties.

Kriemelmeyer took numerous steps to avoid paying the taxes owed. From 2013 to 2015 he failed to file tax returns reporting the income from his dental practice, directed his patients to pay him in cash or by check with blank payee lines, and paid his business and personal expenses with third party checks and cash.

Court orders showed that Kriemelmeyer had been in trouble with the IRS numerous times, with tax claims filed against him going back to the 1990s.

Kriemelmeyer faces a maximum sentence of five years in prison for each count of tax evasion, along with monetary penalties and restitution.

Worldly Tax Evader Gets to See the World From a Jail Cell

Florida businessman Dusko Bruer pleaded guilty to tax evasion and failure to file a Report of Foreign Bank or Financial Account. Bruer owned a company that bought U.S. made agricultural machinery and parts and sold them throughout the world. From 2003 Bruer did not receive a salary, but he used millions of dollars from the company’s bank accounts to pay his personal expenses, including the purchase of a yacht for $1,350,000, a waterfront home in Florida for $1,650,000, a home for an employee and real property in Serbia.

From 2007 to 2011 Bruer transferred 5.8 million dollars of the company’s profits to foreign financial accounts in Croatia, Germany, Serbia and Switzerland. Between 2007 and 2014 Bruer failed to report more than 7.7 million dollars in income and did not pay taxes of more than 2.7 million dollars.

Bruer’s company never filed a corporate tax return and never paid any taxes. The company had a number of employees but never filed employment tax returns, and did not withhold and pay over payroll taxes.

From 1999 to 2014 Bruer didn’t file a personal tax return and didn’t pay any taxes on his income. In 2015 Credit Suisse closed his account in Switzerland, which at one point had a value of $6,177,586, and advised Bruer to enter the IRS’s Offshore Voluntary Disclosure Program, by which taxpayers could avoid criminal prosecution by making a voluntary disclosure to the IRS. Instead, Bruer filed a ‘quiet’ disclosure that involved filing several delinquent tax returns.

Bruer faces a maximum sentence of five years in prison for each charge, three years supervised release, restitution and monetary penalties.